Simcoe County, Corporation of, Midhurst Administration Centre, Housing Programs

Simcoe County, Corporation of

Site: Midhurst Administration Centre

Service: Housing Programs - Home Ownership Program

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Record #: CWD7006

Last Modified: 07 Jul 2025

Last Full Update: 04 Jul 2025

Description

Description (Service)

Provides down payment assistance to moderate income individuals and families giving them the opportunity to move from rental accommodation to homeownership

Homeownership component of the Investment in Affordable Housing program provides up to 10% in down-payment assistance to households to aid them in purchasing a new house at or below a set maximum price (changes yearly)
loan is forgivable if the applicant keeps the home for 20 years
if the applicant sells the house, they have to repay the principal downpayment assistance plus 10% of capital gains
this money will then go back into a revolving fund the county will maintain so it can be rolled back out again

A percentage of available funding will be designated for applicants currently living in Social Housing or those who self-identify as Aboriginal households

Service Details

Hours	Mon-Fri 8 am-5 pm
Areas Served	Simcoe County
Eligibility	current resident of Simcoe County, including Barrie and Orillia provide proof of mortgage pre-approval be a renter household (please note: "Room & Board" and/or living with family does not qualify as "Renter Household" unless you are staying in a separate rental unit within the home that can be rented out upon your departure) cannot currently own a home or have any vested interest in a residence/land provide proof of gross household income at or below $126,100 (updated periodically) provide personal assets, including any gifting amounts from friends or family, savings, GIC's, etc. cannot exceed $50,000. RRSP's of first-time home buyers count towards personal contributions as they can be accessed for home purchases as per Canada Revenue Agency guidelines no outstanding arrears if a former/current tenant of Social Housing in Ontario at least 18 years of age, Canadian citizen, permanent resident, or have Refugee Claimant status supply photo identification and birth certificate or other proof of status in Canada
Application	Visit online Application-Package-Secondary-Suites There may be a waiting list depending on fund availability.
Languages	English
Fees	None

Address and Location

Located In Community	Springwater
Address & Map	Administration Centre, 1110 Hwy 26 Springwater, ON Canada L9X 1N6 View Google Map
Intersection	Hwy 26 and Hwy 27
Physical Access	Fully Accessible

Contact Information

Office Phone	705-725-7215 ext 1119, accepts collect telephone calls
E-Mail	iah@simcoe.ca
Website	www.simcoe.ca/dpt/sh/apply-for-the-homeownership-program
Social Media	Facebook: https://www.facebook.com/CountyofSimcoe?fref=ts LinkedIn: https://www.linkedin.com/company/county-of-simcoe YouTube: https://www.youtube.com/countyofsimcoe
Mailing Address	Administration Centre, 1110 Hwy 26 Springwater, ON Canada L9X 1N6

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